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Home > Cell Phone Forums > Carriers Talk > AT&T Talk > Not Paying Early Termination Fee Effect on Credit History?

Not Paying Early Termination Fee Effect on Credit History?

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captaincalboy
Antenna Booster Novice
Posts: 9
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Sun Apr 30, 2006 6:32 pm 
I am very upset with Cingular and the unwillingness of the company to work with me with my problems. My service for the last few months has been worse in the same areas as before. I get dropped calls more often and they will NOT give me another phone. So my question is, what if I just cancel my phone and never pay them another dollar again. Will that hurt my credit history?
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SmoveAL
3D Hologram Enthusiast
Posts: 34

Phone Model:
Treo 650

Service Provider:
Cingualr
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Sun Apr 30, 2006 9:03 pm 
They sell your info to an outside collection agency. Will show up on credit report if not paid..

Celtic Dragon
Faceplate Artist
Posts: 252

Phone Model:
SE w610i/BJ II

Service Provider:
Cingular/AT&T
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Sun Apr 30, 2006 9:24 pm 
in addition, you'll probally have a hard time getting cell service in the future with an unpaid etf on your record.
captaincalboy
Antenna Booster Novice
Posts: 9
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Sun Apr 30, 2006 9:27 pm 
I am going to switch back to Verizon BEFORE I cancel my Cingular service.

steva11
Flashing Antenna Designer
Posts: 1680

Phone Model:
w810i/pearl

Service Provider:
Rogers
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Mon May 01, 2006 3:09 pm 
people don't understand the free phone concept. you gotta get your own phone. I mean, they're pieces of electronics...not cheap. we aren't just gonna give you one for free whenver something goes wrong.

BigRUSS
Flashing Antenna Designer
Posts: 2124

Phone Model:
two cans ( del monte) and some string,

Service Provider:
RussCo
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Mon May 01, 2006 3:50 pm 
it will effect your credit like any other unpaid bills,

steva11
Flashing Antenna Designer
Posts: 1680

Phone Model:
w810i/pearl

Service Provider:
Rogers
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Mon May 01, 2006 4:08 pm 
i believe, it's usually 88 days after cancellation that it gets sent to a conllection agency.
captaincalboy
Antenna Booster Novice
Posts: 9
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Tue May 02, 2006 5:34 am 
Fewest dropped calls my ass...that independent study group needs to come to the Pittsburgh area and see all the dropped calls. CDMA all the way!

cell_site
Radiation Shield Addict
Posts: 74
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Wed May 03, 2006 1:40 pm 
steva11 wrote:
people don't understand the free phone concept. you gotta get your own phone. I mean, they're pieces of electronics...not cheap. we aren't just gonna give you one for free whenver something goes wrong.


I totally agreed with you icon_cool.gif

Some people's just don't get it , or they just ignored the comment since 'Nothing is FREE in this world' >>

Jadall
Faceplate Artist
Posts: 389

Phone Model:
Nokia 3300,Nokia n-gage, SEt290a

Service Provider:
Cingular
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Wed May 03, 2006 7:24 pm 
I try my best to explain that they can't get another phone if it gets lost of stolen for free people just don't get it. and then people are like why get insurance for monthly fee if i have to pay $50 deductable to get their phone replaced when they got a free phone to start off with.. that free phone might be 219. bucks. example i looked that up for someone his free phone was 219.99 full retail. So there is people out there paying the etf instead of having to buy a new phone and cancelling service. etc. GET INSURANCE FOR YOUR PHONE PLEASE!!
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